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Insurance companies will more carefully read the claims of its customers. A number of insurance companies said, from their experience, many false claims arise in times of crisis.motor trade insurance online quotefraud is usually done by the owners of health insurance products. One mode of insurance fraud, as the policyholder claims hospital costs such as hospitalization and others, they will enclose the following evidence from the hospital bill. Whereas treatment of the hospital never happened.Then, the policyholder's claim is not only done in one insurance company alone, but to several insurance companies, so they can get a big claim. "To prevent fraud, we do check and ricek to other insurance companies.in the tight liquidity as now, many employers would find it difficult to get fresh funds. It's not impossible for the trapped liquidity businessman with dark eyes that burn cheating as their own place of business. "So, they can get funds from the insurance claim. Potential for fraud is always there. He remembered, in times of previous crises, such as in 1998 and 2005, the value of claims is increasing. "Motor vehicle insurance also have affected the potential fraud.potential for fraud is higher in the property insurance products. 's Known, the value of the property insurance claims are much higher than motor vehicle insurance claims.

inspite of Insurance companies demanded the same treatment as banking. Indonesia Life Insurance Association (AAJI) for motor trade insurance online quoterequested that the government also changed its method of calculating the investment value of Bonds (SUN).AAJI rate is reasonable demand for the Bank Indonesia has allowed banks to classify all their SUN into the group that purchased the securities until maturity, aka the hold to maturity. That means, the national banks do not need commercialto adjust the value of their SUN with market prices. The purpose of this rule is to maintain the value of bank assets.so, insurance companies home are now closing similar treatment. motor trade insurance online quotereasons, if you have to make adjustments to the value of investments, they could lose this year. And losses that could affect the calculation of capital ratios based on risk or risk-based capital (RBC). AAJI by motor trade insurance online quoteurged elimination marked-to-market liability is immediately given that most life insurance investment portfolio SUN shape.Citing data AAJI a final semester of 2008, 36.46% of the investment life insurance company liability Rp 33.9 trillion, in the form of securities, including the SUN. 31.51% for investment or Rp 29.3 trillion, mostly in the form of mutual funds based on fixed income. While the total value of investment of Rp 92.9 trillion.To mengegolkan this proposal, has established a forum AAJI Chief Financial Officer (CFO). This forum served to address financial issues, accounting, taxation and investments in life insurance with the regulator.