When you are sat down in the evening, watching TV, do you get a bit an

Published Thursday, 8th Oct 11:41 BST

When you are sat down in the evening, watching TV, do you get a bit annoyed, there are so many companies now, trying to sell us over 50 life insurance.In general, the people who are presenting these adverts are very rich celebrities, and very old celebrities.They give a huge speech, along the lines of, you are getting old, you have a family, do you think they want to look after you when you get even older?When you die, who is going to pay for your funeral? don't leave this responsibility to you family and children, SO, take out this over 50 life insurance, and all your needs will be taken care of.What they do not tell you, is that once you have been given your quotes, and decide to go ahead with this over 50 life insurance, the monthly amounts will be taken out of your account, and that the money is not returnable. Basically, if you decide to cancel the policy, you will not be covered, and the money in the policy will disappear!.

This is what happened to Sally and David, who lived in Warwick shire, they seen one of the adverts on the TV, called the company, and with in 2 days, there was a representative at their home. This rep looked to be quite old as well. the rep was called Deborah. She was there for almost 2 hours when Sally and David finally gave in and decided to take out this over 50 life insurance. They were promised to be entered in to monthly draws, prizes included 2 week cruises around the world, other weekly holidays, cars and even cash prizes!!The cash prizes is what swayed it for them.When Sally's children came around a couple of days late, she seemed very pleased to tell then that she had started making plans for her and David's future,Their children where horrified to hear their mother talking about the subject. That subject being death!As far as she was concerned, she did not want to burden any of her children with financial costs and the possible burden they they both might have inflicted on the children when the time came. So Sally and David called the insurance company that had supplied the insurance, to see if they would be able to sent out on of their reps to explain everything to their children. This was done and Sally and David's children where happy for them to carry on with the policy.

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